Understand your government benefits, options, and protections
Ladder helps create upward mobility in America. Now, we've made a tool that helps you understand unemployment benefits, housing protection, paid leave, health insurance, and more. We call it the (Un)employment Portal.
We're not selling you anything. We're just here to help.
Here's what we can help you understand:
If you're unemployed
Applying for unemployment benefits is different for every state. You might also be eligible for federal Pandemic Unemployment Assistance, an extra $600 dollars every week.
Housing assistance, evictions, and foreclosure
We can help you understand housing assistance options, and protections you might have in your state if you can't pay your rent or mortgage.
If your work hours are reduced
If you're still employed but are furloughed or have had your hours reduced, you still might be eligible for unemployment benefits.
If you get coronavirus
If you, your child, or someone you need to take care of gets the coronavirus, we'll tell you if you have paid sick leave and how much you'll be paid.
Health insurance changes
If you change your job, need a new plan, or lose your coverage, we can tell you your options for getting a new health care plan, specific to your state.
$1,200 stimulus cash
The new coronavirus law is the biggest stimulus in American history. Most people will be able to get up to $1,200 in cash deposited to their bank account — we'll calculate how much you get.
If you experience homelessness
If you're experiencing homelessness, we can guide you towards resources that can help you find shelter.
On-demand workers & self-employed
If you work for yourself or an "on-demand" company like Uber or Instacart, you can claim benefits too. You can also get a loan or grant from the Small Business Administration.
This tool is not legal or tax advice
Ladder is not your lawyer or accountant. We've verified this information to the best of our knowledge and will keep it as up to date as possible, but we can't be held liable for any mistakes or decisions you make after using our tool.
Why Ladder made this tool
We all need to step up — in this time of uncertainty and need, we've donated hundreds of hours to build and research this resource.
Ladder helps create upward mobility in America. Normally, we focus on health-care workers and help them get jobs that earn more. In this time of uncertainty and need, we're turning our attention towards the coronavirus and economic situation.
Feedback, bugs, & changes
If you find a mistake or have a suggestion for how we can improve the portal, email [email protected]. (Please, no specific questions — we're unable to provide individual guidance.)